Creamy Dreamy Banana Pudding

Shonna has several recipes ready to post, but, for some reason, is unable to post them from her computer.  I will post them for her, but they are her recipes.  This is one of them.
Years ago, she and I went to New York City together on vacation.  We visited the Magnolia Bakery and had their banana pudding.  It was so delicious.  Shonna's Creamy Dreamy Banana Pudding:

Creamy Dreamy Banana Pudding
14 oz. Eagle brand Sweetened Condensed Milk

1 1/2 cup cold water

3.4 oz instant Vanilla pudding

1 pint whipping cream, whipped

36 vanilla wafers, or more

3 medium bananas, sliced

2 TBSP lemon juice

1. In a large mixing bowl, combine sweetened condensed milk and cold water. Add pudding mix, whisk until well blended, and set in the refrigerator to chill.

2. Beat the whipping cream using an electric mixer until it forms peaks.

3. Remove the pudding from the fridge and fold the whipping cream into the pudding mixture, stirring gently to mix well.

4. Spoon one cup of the pudding mixture into a 2 1/2 quart glass serving dish.

5. Top with one third of the vanilla wafers, one third of the sliced bananas, and then one third of what remains of the pudding mixture. Repeat layering twice, ending with pudding mixture. Chill thoroughly. Garnish as desired. Serve chilled. Store leftovers in fridge.

I got this recipe from my good friend Jennie Mawson who recently passed away. I've looked for a good banana pudding recipe for years since my mom and I went to NYC and had the best banana puddin' ever.